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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Our Qualifications

Advanced Financial Concepts offers our clientele an impressive depth of knowledge in investment planning, insurance, retirement income and estate planning coupled with Real World Experience.

As a qualified Representative, Rich holds a variety of professional designations:

  • Charted Financial Consultant
  • Chartered Life Underwriter
  • Regional Health Underwriter
  • Chartered Advisor for Senior Living
  • Maintains a Series 63, 65, 1 and 66 registrations with Cetera Advisor Networks LLC
  • Life, Accident, Health, Variable licensed


Insurance Industry Involvement

  • Life Member (45 yrs.), Million Dollar Round Table and Top of the Table Qualifiers since 1988*


Qualified administrative staff that average over 30 years in the insurance industry.


We take pride in what we do and we're looking forward to using our experience to help your pursue your financial goals.

*The Millon Dollar Round Table(MDRT) is an independent association. Membership is based on production.